Direct Lender

What is a direct lender?

A direct lender is an organisation that offers loans straight to their customers without someone in the middle like a broker. Direct lenders can offer lots of different types of loans like loans for people on benefits or some may even offer interest free loans.

Our direct lender loans mean Moneyline can control all parts of our loan application process to make sure each of our customers get the best possible experience.

About Moneyline

We offer small cash loans to help you spread the cost of things, even if you don’t have the best credit score. You can borrow from £200 to £1000 and pay weekly between 14 and 32 weeks. If we approve your loan the money can be in your account the same day.

How much would you like to borrow?

Representative Example

You could borrow £500 over 32 weeks with 32 weekly repayments of £22.76. Total amount repayable will be £728.34. Representative 193% APR, annual interest rate (variable) 67%.

Why choose Moneyline?

We’re a Direct Lender, NOT a payday lender. We’re also a not-for-profit company. We offer small loans to help you spread the cost of things such as a washing machine, holidays, home improvements.

We’re here to help our customers and as a responsible lender we don’t exclude people based on type of income and customers on benefits and Universal Credit can apply. There are no hidden costs or fees, you won’t pay any application or transaction fees for taking out a loan.

Moneyline… More than a loan

Loans on benefits

Loans on UC (Universal Credit)

Loans on PIP (Personal Independence Payment)

Loans on DLA (Disability allowance)

We understand that people can have different types of income.

We want to ensure that your loan is affordable, whether your income is from Universal Credit, PIP (Personal Independence Payment), DLA (Disability allowance), other benefits or work.

We will include Universal Credit, PIP (Personal Independence Payment), DLA (Disability allowance) and most other benefits as forms of income. We try to make it easy for people to apply for a loan whether their income is from benefits, work, or both. The only thing we do ask is that you have a regular income.

To understand your income during our application process, we will ask you what type of benefits you’re on and if you have any deductions. If you are working, we will ask for some information about your type of work.