We’re a Direct Lender, NOT a payday lender. We’re also a not-for-profit company. We offer small loans to help you spread the cost of things such as a washing machine, holidays, home improvements.

We’re here to help our customers and as a responsible lender we look at your credit information and bank statements to check your affordability, not base the decision just on your credit score. We don’t exclude people based on type of income and customers on benefits and Universal Credit can apply.  There are no hidden costs or fees, you won’t pay any application or transaction fees for taking out a loan.