Our Blogs
We are a social lender, focussed on providing affordable credit to low-income households that are excluded from mainstream credit. For many low income households, often their only other choice for access to small loans is going to illegal money lenders.
As a not for profit organisation we only charge what we need to cover the cost of delivering our products and ensure we can continue to provide access to responsible credit for our customers.
Read through our thoughts and insights about our take on affordable credit.
Want to know more about our social impact?
Unintended consequences. BNPL impact Buy Now Pay Later (BNPL) has become part of everyday life for many people, but most people don’t even realise they are using credit, they just see it as buying...
Design Principles for Innovation ‘We are only small so we can’t innovate.’ Being part of a small organisation can give greater flexibility to innovate in a chaotic world. At Moneyline we follow the...
Ideation Innovation for inclusion True innovation starts with understanding the problem you are trying to solve. Instead, you sometimes find that organisations develop an idea internally and then look...
Moneyline in Scotland launch event in Glasgow Last month we launched Moneyline in Scotland, marking an important step in helping expand access to affordable credit and reducing financial inclusion...
Supporting communities in the Midlands… This blog highlights some of the work we did in 2024 in communities with high levels of financial exclusion in the Midlands including Stoke, Birmingham...
Financial Inclusion through Innovation… Shiona Crichton – Moneyline CEO 14th June 2024 In our previous blog, we talked about the importance of matching the product and service you offer to...
When Credit isn’t the Answer… Shiona Crichton – Moneyline CEO 6th June 2024 Despite the fact Moneyline need to lend money to stay in business, we know that credit isn’t always the answer. ...
More than just a Loan… Shiona Crichton – Moneyline CEO 31st May 2024 More Than just a Loan A loan is a big part of what we do as access to cash is what someone needs when they first...
Importance of Real-Time Data Shiona Crichton – Moneyline CEO 22nd May 2024 For many households, particularly those with low incomes, accessing credit products that meets their financial needs is...
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