Our application process
Our decisions are not instant and can take up to 2 working days. We may need to call you or email you if we need some more information, otherwise we will text and email with our decision.
Our application process helps us to make sure our small loan repayments are affordable for you.
Apply now
1. Click start application on the homepage
2. Fill in our application form. If you need help with the form you can call us on 0345 643 1553.
3. It can take up to 2 working days for us to make a decision and we may need to contact you during this time if we need more information.
4. If approved we’ll text and email you a link to read and sign your loan documents
5. If approved, you will get the money into your bank account the next working day.
We know that people have different types of income and we do accept benefits as a type of income.
We want to ensure that your loan is affordable, whether your income is from Universal Credit, other benefits or work.
We will include Universal Credit, and most other benefits as forms of income. The only thing we do ask is that you have a regular income. We do not include child disability benefits as part of your income.
We will ask you what type of benefits you are on, how much you receive and what deductions you have from your benefits e.g social fund loan, rent arrears, council tax payments.
About Open Banking
We use open banking to look at your bank statements to help us decide whether a loan is affordable for you right now. You will need online banking to do this. It is a safe and secure way to share your bank statements with us online.
All you have to do is click on the link we provide to you at the end of your online application, choose the account that your income goes into, and log in securely. This will give Moneyline permission to look at the last 3 months of your bank statements.
It is easy to use and won’t affect your credit score. Don’t worry, it won’t allow anyone to make payments from your account, we just want to check the loan is affordable for you.
Talk to Us
If you need help with your application or you’re struggling to get your bank statements to us, our team is here to offer support with all of this. You can call us on 0345 643 1553 or email us on serviceteam@moneyline-uk.com.
Moneyline… We're more than a Loan
