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Great news! You can now apply for a new loan before you finish paying off your existing loan*

* At least 50% of the existing loan needs to have been paid off, and you must be at least 13 weeks into your loan term. New loans are subject to affordability and creditworthiness checks.

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We're still here to help you

We’re still here to help our existing customers, if you can’t get the money you need from your bank or other lenders.

We also want to help make your financial future better. This means for each payment you make in full and on time, we’ll let the credit reference agency know, which could help improve your credit score.

Try our budget calculator to see if you may be able to increase your income or reduce your costs.

What we can offer you

We offer small cash loans to help you spread the cost of things, even if you don’t have the best credit score. Our existing customers can borrow from £150 to £1500 and choose a repayment period between 17 and 52 weeks. If we approve your loan the money can be in your account the same day.

Why you chose us

We’re a Direct Lender, NOT a payday lender. We’re also a not-for-profit company. We offer small loans to help you spread the cost of things such as a washing machine, holidays, home improvements.

We’re here to help our customers and as a responsible lender we look at your credit information and bank statements to check your affordability, not base the decision just on your credit score. We don’t exclude people based on type of income and customers on benefits and Universal Credit can apply.  There are no fees or hidden costs, you won’t pay any application or transaction fees for taking out a loan.

We like to keep things simple

We always want to let you manage your account in a way that will be helpful to you. You can track your loan application, check your balance, make a payment and apply for another loan online 24/7 by downloading our free mobile app.

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