If you have bad credit, you may feel like no one wants to help you, but at Moneyline, we do things differently. We understand many people have money problems at some point, but that shouldn’t stop you getting the help you want.
We are a direct lender, which means you apply for a loan directly with us. Using your bank statements and your credit information, we look at your current situation, not just your credit score.
When you apply with us, we carry out checks to make sure the loan is right for you and that you can manage to make the repayments.
We know that life can be hard sometimes. You may have had trouble paying bills, lost a job, or had to deal with an emergency —these can all affect your credit history. At Moneyline, we believe a few bumps in the road in the past should not stop you from moving forward.
Many people find it difficult to get a loan because of their credit history.
If you have missed payments, paid bills late, or have never used credit before, lenders may see you as a higher risk. This means you may have a low credit score, which can make it harder to borrow money from banks or high street lenders.
Your credit score is a number that shows how well you have managed money in the past. If your score is low, some lenders might say no — even if you can afford the loan now.
Apply today to see if Moneyline can help
It looks like you are an existing customer.
You will need to apply through the Moneyline App
If you think this information is incorrect you can speak to us by phone 0345 643 1553 or by email at serviceteam@moneyline-uk.com
