When money feels tight every penny counts. Many families in the UK are missing out on benefits they could be claiming, including child benefits, pension credits, and Universal Credit. Sometimes it’s because people don’t know what they can claim, or it feels too hard to apply. The truth is taking a few minutes could make a big difference to your income each month. 

At Moneyline, we want to help you make the most of what’s available. That’s why we’ve teamed up with  InBest, a simple online benefit calculator that shows you what  benefits  you could be entitled to. It includes all benefits you may be eligible for including child benefits and pension credits. 

Why It’s Worth Checking What You Can Claim 

Even if you’re working, you might still be able to get extra help. There are lots of different  benefits that can boost your income or help pay for essentials like rent, food, and childcare. 

You could be missing out on: 

• Child Benefit – for parents or guardians who care for children under 16 (or under 20 if they’re in education or training). 

• Universal Credit – if your income is low or you’re out of work. 

• Housing Benefit – to help with rent if you’re on a low income. 

• Council Tax Reduction – which could cut your monthly bill. 

• Pension Credit – which could help if you are a pensioner on low income  

Every situation is different, so even if you think you won’t qualify, it’s worth checking.  

Is there a 2 child cap on Child Benefit? 

The 2 child cap is on child tax credit, not on child benefit. You can claim child benefit for all your children although there are certain restrictions (level of income, if they are in full time education, age). The benefits calculator can guide you through this. 

Try the Benefits Calculator 

We know forms can be confusing — that’s why we’ve made it easy. 

You can use our Benefits Calculator here to quickly find out what support you might be able to claim. 

• It’s free to use
• It only takes a few minutes
• You don’t need to share personal details like your name or address
• It covers over 20 different types of  benefits 

Many Moneyline customers who’ve used the calculator have found they could get  hundreds of pounds more a month  in extra income. 

“We called a customer back as they wanted some help with completing our Benefits checker, when we talked through it showed they might be entitled to an extra £400 a month. The customer followed the steps they needed to and are now £400 a month better off and are expecting some backpay”

It only takes a few minutes to check, but it could make a big difference.