Flexi Loan

It’s ok if you need to change when you pay, or if you need to take a short break from making payments

4

£100 – £500

5

12 – 32 weeks

9

169% APR

8

Pay by card

10

Cashback reward

2% cashback at the end of loan if no payments are missed
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Payment holidays

11

Joint loans available

 
Clock Flexi icon

We’ll call you within 3 working days

Can I apply?

You can apply for this loan if:

• You are over 18 years old.
• You live in the UK.
• You have a regular income (from benefits or a job).
• You have a debit card.
• You agree to a credit check.

We can’t give you a loan if:

• You are under debt management (paying off debts) or you are bankrupt.
• You have or are applying for an
IVA (Individual Voluntary Arrangement).

• You have or are applying for a
DRO (Debt Relief Order).

• You have taken out new credit in the last month.

Is a Flexi Loan right for me?

Stuff happens. We understand that things don’t always go to plan.

Let us know if you need to change the day you pay, or skip a payment one week because you need the money for something unexpected.

You can speak to someone face to face or on the phone, whatever works best for you.

Our team are here to make your life easier.

How do I apply?

Call us on 0345 643 1553

Pop into your local Moneyline branch

Apply online. Click Apply Now to start.

Borrow up to £500 at 169%APR

If you borrow £150

For 18 Weeks
Weekly Payment £9.94
Total Interest £28.92
 Total Loan £178.92
For 26 Weeks
Weekly Payment £7.39
Total Interest £42.14
Total Loan £192.14

If you borrow £350

For 18 Weeks
Weekly Payment £23.19
Total Interest £67.42
Total Loan £417.42
For 26 Weeks
Weekly Payment £17.23
Total Interest £97.98
Total Loan £447.98

If you borrow £500

For 18 Weeks
Weekly Payment £33.13
Total Interest £96.34
Total Loan £596.34
For 26 Weeks
Weekly Payment £24.62
Total Interest £140.12
Total Loan £640.12
Figures for illustrative purposes only. Based on 169% APR Fixed.

How do we compare to other lenders?

Based on a £500 loan for 26 weeks
main-logo-gradient

Total amount to repay £818.50 save £178.38

provident.cc42ee5-1

Total amount to repay £780.00 save £139.88

Total amount to repay £640.12

loans-at-home-2

Total amount to repay £818.50 save £178.38

dotdotloans-social-e1597325531236

Total amount to repay £975.00 save £334.88

FAQs

A credit check will show us information from things like other loan providers, gas and electricity companies and catalogue companies. We carry out the credit check to see what your credit commitments are and how you have managed credit in the past.

We realise that things happen which means you may miss some credit payments. That's why we talk to you about missed payments during the loan application to understand why and if a loan now is affordable for you.

We understand that things don’t always go to plan and you may need to skip a payment one week if something unexpected comes up. So that you don’t need to worry if you have to do this, you have a set amount of product holidays that you can automatically take with your loan. You won’t pay any extra interest but your loan will take a little bit longer to pay off.

If you make all your loan payments on time we will pay 2% of your loan amount into your bank account when you have fully paid off the loan. If you have a loan for £800 this would mean we would pay £16 into your bank account just for making your payments on time!

First of all, don’t worry, we understand that things change and we are here to help. The important thing is to talk to us as soon as possible as we will work with you to agree an affordable repayment plan that works for you. We also may be able to offer payments breaks and interest breaks on your loan. Call us on 0345643 1553 or use the existing customer page on the website to get in touch.

If you need any support with debt or money worries these advice services could help. They offer free and impartial money advice that could help with your finances.

Step Change Debt Charity – 0800 138 1111  www.stepchange.org

Money Advice Service – 0300 500 5000  www.moneyadviceservice.org.uk

If this is your first loan with Moneyline we need you to pay off your loan in full before applying for another loan.

We don’t charge late payment fees but your total cost of credit may go up if you make your payments late as you won’t be reducing your balance. If you don’t make payments and we take your loan to recoveries we will add the court fees to the balance you owe us – but don’t worry, you will have lots of chance to discuss your loan with us if you are struggling, before it reaches that stage.

Other types of loan

Budget Loan

Borrow £350 – £1000

For 13 – 52 weeks

149% APR

An online process with an automated decision

We need to see that you pay regular household bills from your bank account

Apply and manage your account online or on the app

Loan decision within 3 working days

E Loan

Borrow £1000 – £2000

For 12 – 24 months

99% APR

A fully automated online process

Get a bigger loan over a longer time, and pay by monthly direct debit

Apply and manage your account online or on the app

Loan decision and money within 3 working days

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Moneyline… a lifeline for all your money needs
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Before you start

To complete this application form you will need:

Your National Insurance (NI) number
This is used to confirm your identity

Your bank account number and sort code
So you can receive the money if your application is successful

Please make sure you have these ready before you start

Important Information

Moneyline will never ask you to make a payment before you have received your loan.

It has come to our attention that someone is sending out emails pretending to be Moneyline. These scam emails are asking people to make a payment upfront to get their loan.

If you have received any emails like this and you are not sure if they are real, please call us on 0345 643 1553 or email us at serviceteam@moneyline-uk.com and one of our advisors will be able to help.

If you have think you have sent money to the scammers, please contact Action Fraud on 0300 123 2040 or visit www.actionfraud.police.uk

Thanks,
The Moneyline Team