Flexi Loan

It’s ok if you need to change when you pay, or if you need to take a short break from making payments


£150 – £1000

Up to £1500 if you have had £1000 or over

17 – 52 weeks


169% APR


Payment holiday dependent on term


Pay by card, Direct Debit or Paypoint


Cashback reward

2% cashback at the end of loan if no payments are missed

Joint loans available

Clock Flexi icon

We will contact you as soon as possible

Can I apply?

You can apply for this loan if:

• You have a regular income (from benefits or a job).
• You have your own bank account that your income is paid into.
• You agree to a credit check.

We can’t give you a loan if:

• You are under debt management (paying off debts) or you are bankrupt.
• You have or are applying for an
IVA (Individual Voluntary Arrangement).

• You have or are applying for a
DRO (Debt Relief Order)

Is a Flexi Loan right for me?

Stuff happens. We understand that things don’t always go to plan.

Let us know if you need to change the day you pay, or skip a payment one week because you need the money for something unexpected.

You can apply online, via the Moneyline app – whatever works best for you.

Our team are here to make your life easier.

How do I apply?

Apply online. Use the slider below to start

Apply via the Moneyline app

Apply now

I would like to borrow
I would like to repay
You will have payments of at 169% APR
The total to repay is
*Actual repayments and total cost of loan may be different depending on start date and pay date.


A credit check will show us information from things like other loan providers, gas and electricity companies and catalogue companies. We carry out the credit check to see what your credit commitments are and how you are managing them.

We realise that things happen which means you may miss some credit payments. That's why we talk to you about missed payments during the loan application to understand why and if a loan now is affordable for you.

We understand that things don’t always go to plan and you may need to skip a payment one week if something unexpected comes up. So that you don’t need to worry if you have to do this, you have a set amount of payment holidays. Just call us when you want to take one of these. You won’t pay any extra interest but your loan will take a little bit longer to pay off.

If you make all your loan payments on time we will pay 2% of your loan amount into your bank account when you have fully paid off the loan. If you have a loan for £800 this would mean we would pay £16 into your bank account just for making your payments on time!

First of all, don’t worry, we understand that things change and we are here to help. The important thing is to talk to us as soon as possible as we will work with you to agree an affordable repayment plan that works for you. We also may be able to offer payments breaks and interest breaks on your loan. Call us on 0345643 1553 or use the existing customer page on the website to get in touch.

If you need any support with debt or money worries these advice services could help. They offer free and impartial money advice that could help with your finances.

Step Change Debt Charity – 0800 138 1111  www.stepchange.org

Money Advice Service – 0300 500 5000  www.moneyadviceservice.org.uk

We don’t charge late payment fees but your total cost of credit may go up if you make your payments late as you won’t be reducing your balance. If you don’t make payments and we take your loan to recoveries we will add the court fees to the balance you owe us – but don’t worry, you will have lots of chance to discuss your loan with us if you are struggling, before it reaches that stage.

E Loan

Borrow £1000 – £2000

For 12 – 24 months

99% APR

No payment holidays

Pay by direct debit only

Pay 4 weekly or monthly

You need a minimum income of £1200

We need to see your income and bills on your bank statement

Moneyline… a lifeline for all your money needs