E-Loan

Manage your money online or on the app

A bigger loan over a longer time

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£1000 – £2500

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12 – 24 months

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99% APR

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Pay by direct debit

E loan income logo

You need an income of £1200 per month

Copy of Copy of Budget icons

You need online banking

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Manage your account online or on the app

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Loan decision within 3 working days

Can I apply?

You can apply for this loan if:

• You can share your bank statements using online banking. We use this to see your income and outgoings to understand if a loan is affordable for you.
• You have a bank account that accepts direct debits.
• You have a regular income of at least £1200 paid into your bank account per month (from benefits or a job).
• You agree to a credit check.

We can’t give you a loan now if:

• You have a balance outstanding on a current loan with us.
• We can’t see regular, recent bill payments on your bank statements.
• You are under debt management (paying off debts) or you are bankrupt.
• You have or are applying for an
IVA (Individual Voluntary Arrangement).

• You have or are applying for a
DRO (Debt Relief Order).

• You have missed payments on your last Moneyline loan.

Is an E-Loan right for me?

This loan could be right for you if you want a bigger loan over a longer time. It’s good if you find it easy to manage monthly direct debits and we can see you pay your bills on your bank statement.

How do I apply?

Apply online. Use the slider below to start

Fill in the form as best you can. It is important that you give the right information.

Using online banking you can quickly and safely share your bank statements with us.

You will get an answer online. Loan decision within 3 working days.

Apply now

I would like to borrow
For
I would like to repay
You will have payments of at 99% APR
The total to repay is
*Actual repayments and total cost of loan may be different depending on start date and pay date.

FAQs

A credit check will show us information from things like other loan providers, gas and electricity companies and catalogue companies. We carry out the credit check to see what your credit commitments are and how you are managing them.

We realised that things happen which means you may miss some credit payments. Don’t worry if you have missed some payments in the past but we will look to see your managing to pay your current credit commitments.

First of all, don’t worry, we understand that things change and we are here to help. The important thing is to talk to us as soon as possible as we will work with you to agree an affordable repayment plan that works for you. We also may be able to offer payments breaks and interest breaks on your loan. Call us on 0333 103 1553 or use the existing customer page on the website to get in touch.

If you need any support with debt or money worries these advice services could help. They offer free and impartial money advice that could help with your finances.

Step Change Debt Charity – 0800 138 1111  www.stepchange.org

Money Advice Service – 0300 500 5000  www.moneyadviceservice.org.uk

No, you can only have one e-loan at a time.

We don’t charge late payment fees, but your total cost of credit may go up if you make your payments late as you won’t be reducing your balance. If you don’t make payments and we take your loan to recoveries we will add the court fees to the balance you owe us – but don’t worry, you will have lots of chance to discuss your loan with us if you are struggling, before it reaches that stage.

You can do this all through the app which you can download now through the google play store or sign into our website app here.

Flexi Loan

Borrow £100 – £1500

For 13 – 52 weeks

169% APR

Payment holidays

Pay by Direct Debit, Credit Card or PayPoint

Pay weekly, 2 weekly, 4 weekly or monthly

2% cashback (when no payments are missed)

Talk to our customer care team on the phone, in branch, or online

You need a bank account that your income is paid into

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Moneyline… a lifeline for all your money needs
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