Manage your money online or on the app

A bigger loan over a longer time


£1000 – £2000


12 – 24 months


99% APR

E loan income logo

You need an income of £1200 per month


Pay by direct debit


Loan decision within 3 working days


Manage your account online or on the app

Can I apply?

You can apply for this loan if:

• You are over 18 years old.
• You live in the UK.
• You can share your bank statements using online banking. We use this to see your income and outgoings to understand if a loan is affordable for you.
• You have a bank account that accepts direct debits.
• You have a regular income of at least £1200 paid into your bank account per month (from benefits or a job).
• You agree to a credit check.

We can’t give you a loan now if:

• We can’t see regular, recent bill payments on your bank statements.
• You are under debt management (paying off debts) or you are bankrupt.
• You have or are applying for an
IVA (Individual Voluntary Arrangement).

• You have or are applying for a
DRO (Debt Relief Order).

• You have taken out new credit in the last month.

Is an E-Loan right for me?

The E-loan makes your life easier. You can apply for a loan and manage your money quickly and easily. Just log into the Moneyline app or the customer area of our website.

This loan could be right for you if you want a bigger loan over a longer time. It’s good if you find it easy to manage monthly direct debits.

How do I apply?

Click Apply Now

Fill in the form as best you can. It is important that you give the right information.

Using online banking you can quickly and safely share your bank statements with us.

You will get an answer online. Loan decision within 3 working days.

Borrow up to £2000 at 99%APR

If you borrow £1200

For 12 Months
Monthly Payment £142.37
Total Interest £508.44
 Total Loan £1,708.44
For 15 Months
Monthly Payment £122.77
Total Interest £641.55
Total Loan £1,841.55

If you borrow £1600

For 12 Months
Monthly Payment £189.82
Total Interest £677.84
Total Loan £2,277.84
For 15 Months
Monthly Payment £163.69
Total Interest £855.35
Total Loan £2,455.35

If you borrow £2000

For 12 Months
Monthly Payment £237.28
Total Interest £847.36
Total Loan £2,847.36
For 15 Months
Monthly Payment £204.61
Total Interest £1,069.15
Total Loan £3,069.15
Figures for illustrative purposes only. Based on 99% APR Fixed.


A credit check will show us information from things like other loan providers, gas and electricity companies and catalogue companies. We carry out the credit check to see what your credit commitments are and how you have managed credit in the past.

We realised that things happen which means you may miss some credit payments. Don’t worry if you have missed some payments in the past but we will look to see your managing to pay your current credit commitments.

First of all, don’t worry, we understand that things change and we are here to help. The important thing is to talk to us as soon as possible as we will work with you to agree an affordable repayment plan that works for you. We also may be able to offer payments breaks and interest breaks on your loan. Call us on 0333 103 1553 or use the existing customer page on the website to get in touch.

If you need any support with debt or money worries these advice services could help. They offer free and impartial money advice that could help with your finances.

Step Change Debt Charity – 0800 138 1111  www.stepchange.org

Money Advice Service – 0300 500 5000  www.moneyadviceservice.org.uk

No, you can only have one e-loan at a time.

We don’t charge late payment fees, but your total cost of credit may go up if you make your payments late as you won’t be reducing your balance. If you don’t make payments and we take your loan to recoveries we will add the court fees to the balance you owe us – but don’t worry, you will have lots of chance to discuss your loan with us if you are struggling, before it reaches that stage.

You can do this all through the app which you can download now through the google play store or sign into our website app here.

Look at our other loans

Flexi Loan

Borrow £100 – £500

For 12 – 32 weeks

169% APR

Apply online, on the phone, or in a Moneyline branch

If your application is agreed in principle, we will call you to complete your application

You can choose to pay in a way that works for you

Take a break from paying when something unexpected comes up

Loan decision within 3 working days

Budget Loan

Borrow £350 – £1000

For 13 – 52 weeks

149% APR

An online process with an automated decision

We need to see that you pay regular household bills from your bank account

Apply and manage your account online or on the app

Loan decision within 3 working days

Moneyline… a lifeline for all your money needs

Before you start

To complete this application form you will need:

Your National Insurance (NI) number
This is used to confirm your identity

Your bank account number and sort code
So you can receive the money if your application is successful

Please make sure you have these ready before you start

Please note:

Our E Loan automated system checks that you have regular household bill payments on your bank statements as part of the approval process. If you pay your regular bills with cash you may want to apply for our Flexi Loan as this may work better for you.

Important Information

Moneyline will never ask you to make a payment before you have received your loan.

It has come to our attention that someone is sending out emails pretending to be Moneyline. These scam emails are asking people to make a payment upfront to get their loan.

If you have received any emails like this and you are not sure if they are real, please call us on 0345 643 1553 or email us at serviceteam@moneyline-uk.com and one of our advisors will be able to help.

If you have think you have sent money to the scammers, please contact Action Fraud on 0300 123 2040 or visit www.actionfraud.police.uk

The Moneyline Team