We’re a Direct Lender, NOT a payday lender. We offer small loans to help you spread the cost of things such as a washing machine, holidays, home improvements.
We’re here to help you and as a responsible lender we look at your application, credit information and bank
statements to check you can afford the loan.
There are no hidden costs or fees, so you won’t pay any application or late fees for taking out a loan with us.
Stuff happens. We understand that things don’t always go to plan and things can change.
If you get a loan you can change the day you pay, how you pay or skip a payment because you need the money for something unexpected (this may increase your cost of credit).
We try to make it easy for you to talk to us by offering lots of options – you can use our APP, call us, email us or send a message through the website.
Cashback if you
pay on time
Pay by card or
You can apply for this loan if:
• You are over 18 years old.
• You live in the UK.
• You have a regular income (from benefits or a job).
• You have your own bank account that your income is paid into.
• You agree to a credit check.
We can’t give you a loan if:
• You are under debt management (paying off debts) or are bankrupt.
• You have or are applying for an
IVA (Individual Voluntary Arrangement).
• You have or are applying for a
DRO (Debt Relief Order).