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Cash loans

£200 to £1000

I would like to borrow 200

Representative Example:

If you borrow £300 and repay it over 20 weeks, you will have 20 payments of £18.18. The total you would repay is £363.54. Annual Interest Rate 59% fixed,  169% APR Representative.


Apply in 5 simple steps

  1. Use the slider at the top of this page and click ‘Apply Now

2. Fill in our application form. You will need online banking to apply

3. We may need to contact you to check a few things 

4. If approved, we’ll text you a link to read and sign your loan documents

5. Get the money into your bank account

About Moneyline

We offer small cash loans to help you spread the cost of things, even if you don’t have the best credit score. You can borrow from £200 to £1000 and choose a repayment period between 17 and 32 weeks. If we approve your loan the money can be in your account the same day.

Why choose Moneyline?

We’re a Direct Lender, NOT a payday lender. We’re also a not-for-profit company. We offer small loans to help you spread the cost of things such as a washing machine, holidays, home improvements.

We’re here to help our customers and as a responsible lender we look at your credit information and bank statements to check your affordability, not base the decision just on your credit score. We don’t exclude people based on type of income and customers on benefits and Universal Credit can apply.  There are no hidden costs or fees, you won’t pay any application or transaction fees for taking out a loan.

We know your time is valuable, so we’ve tried to make things as simple as we can.

We don’t base our decision just on your credit score but we do checks to make sure your loan is affordable for you.

That’s right, as a Direct Lender we don’t charge any fees. You can increase your loan repayments at any time which will reduce the cost of your loan!

We're here to help you

We’re here to help if you can’t get the money you need from your bank or other lenders.

We also want to help make your financial future better. This means for each payment you make in full and on time, we’ll let the credit reference agency know, which could help improve your credit score.

Try our benefits checker to see if you are missing out on any benefits, you may be able to increase your income.

We like to keep things simple

We always want to let you manage your account in a way that will be helpful to you. You can track your loan application, check your balance, make a payment and apply for another loan online 24/7 by downloading our free mobile app.